Development of fintech solutions

We build robust, scalable digital products for banks, insurance companies, and fintech startups — from MVPs to high-volume platforms.

We help financial companies build unique digital solutions that address industry complexity, regulatory requirements, and modern user expectations. Our products perform reliably under load, scale with the business, and provide a high level of security.

What tasks do we solve

Softaro implements the full cycle of creating fintech solutions: from analytics and architecture to launch, integrations and support. Thanks to ready-made modules for KYC, AML, scoring, antifraud and payment integrations, we significantly accelerate Time-to-Market without losing product flexibility.

Our team deeply dives into the specifics of your business model to offer not just software, but a strategic technological foundation for growth.

Online banking and mobile platforms

We develop reliable web and mobile applications for banks with a focus on UX, performance, and security.

Credit services and scoring processes

We integrate automatic scoring, decision-making, and credit lifecycle management systems.

Integration with payment systems and financial APIs

We connect payment gateways, open banking API, SWIFT, SEPA services, and other integrations for complete digitalization of processes.

Insurance Solutions (InsurTech)

We build platforms for online insurance, policy management, premium calculation, and payment automation.

CRM/portals for customers and agents

We create customized user accounts and internal portals for agents with analytics and case tracking.

Building billing, anti-fraud and risk management

We develop payment modules, transaction monitoring systems, suspicious activity detection, and risk management.

Development of fintech solutions
At Softaro, we create custom digital platforms for banks, insurance companies, and fintech startups. Our team works with the specifics of the financial sector, high security requirements, and regulatory standards in mind. We provide a full development cycle: from business analysis to product scaling adapted to real workloads. We have our own library of ready-made financial modules, such as KYC/AML, scoring, antifraud systems, loyalty management, and payment gateways. This allows us to significantly reduce the time to market for a product while maintaining flexibility and control over the solution architecture. We integrate modern APIs, encryption, multi-factor authentication, and adapt to PSD2, PCI DSS, and other standards. At Softaro, we create custom digital platforms for banks, insurance companies, and fintech startups. Our team works with the specifics of the financial sector, high security requirements, and regulatory standards in mind. We provide a full development cycle: from business analysis to product scaling adapted to real loads. We have our own library of ready-made financial modules, such as KYC/AML, scoring, antifraud systems, loyalty management, payment gateways. This allows us to significantly reduce the time to market for the product, while maintaining flexibility and control over the solution architecture. We integrate modern APIs, encryption, multi-factor authentication and adapt to PSD2, PCI DSS and other standards.
How we work
3 key stages of cooperation
Analysis and design
(1-4 weeks)

We start with a deep dive into your business. We conduct a Discovery phase, studying goals, pain points, and the specifics of financial processes. At this stage, we form a product vision, select technologies, design architecture and UX logic. The result is a technical and strategic basis for reliable implementation.

Development and integration
(1-4 weeks)

The Softaro team creates a custom product in stages: from the backend to the interfaces, with an emphasis on security, performance and scalability. We integrate external APIs, connect KYC, antifraud, scoring and payment systems modules. We use CI/CD, automated testing and continuous quality control.

Launch, support and development
(1-4 weeks)

After launch, we provide full support: technical support, monitoring, functionality updates, and system scaling. You get not just a ready-made product, but a stable technology partner for long-term growth.

Why choose Softaro
We don't just code — we solve problems.

Deep Expertise

Our team consists of experienced engineers, analysts, and architects who live by technology and are constantly improving.

A comprehensive approach

Before writing the first line of code, we dive deep into the client’s business goals. We analyze the context, product logic, and expected results to ensure that the solution is not only technologically advanced, but also business-effective.

Customer Focus

Your success is at the heart of our work. We strive to exceed expectations by staying connected, responding quickly, and thinking strategically with you.

Flexible collaboration formats

We adapt to the specifics of each project: from short-term MVPs to long-term development with integration into the client’s team. You choose a convenient interaction model.

Fair Pricing

We offer high quality solutions at a reasonable cost. Our projects are budget optimization without sacrificing quality, with a focus on ROI.

Transparency and Control

We build trust through open communication. You have full access to development progress, timelines, metrics, and can influence the process at any time.

Technologies underlying our solutions

Cases

Назва кейсу

Hourly contract recruiting denotes a legal hourly contractrecruiting agreement between two parties. Theindependent contractor, represented by the recr...

Назва кейсу

Hourly contract recruiting denotes a legal hourly contractrecruiting agreement between two parties. Theindependent contractor, represented by the recr...

FAQ

What is the minimum project size you accept?

We work with both large-scale fintech systems and MVPs for startups. A minimum project is usually a 1-month project with clearly defined functionality and business goals.

Can Softaro solutions be integrated with existing banking systems?

Yes. We have experience in integrating with Core Banking, payment gateways, CRM systems, third-party APIs. We provide secure integration in accordance with PSD2, PCI DSS, etc.

Do you use ready-made solutions or develop from scratch?

We work custom for the client, but we have our own library of proven fintech modules (KYC, antifraud, scoring), which we can adapt and integrate - this significantly speeds up development.

What level of security do your solutions provide?

All our projects meet the highest security requirements. We implement encryption, authentication, access auditing, and comply with PCI DSS, ISO 27001, and GDPR standards.

How long does it take to fully develop a fintech solution?

It depends on the complexity, but usually:

· MVP — 1.5 to 3 months

· Complex platform — 4 to 8 months
We always agree on a timeline during the Discovery phase.

Is it possible to involve only part of your team in the project?

Yes. We work both under the Fixed Price and Time & Materials models. You can involve a team or individual specialists (developers, DevOps, architect) in your existing project.

Do you work with companies outside Ukraine?

Yes, our clients are banks, insurance companies and fintech companies from the European Union, the UK, and the Baltic countries. The whole process is completely transparent, with regular reporting and convenient communication.

Do you have an idea or project? Tell us about it – we will help you implement it

We are open to partnerships, pilot launches, technical consulting and new ideas. Leave a request or contact us directly – and we will get back to you as soon as possible.

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